Jul 2016 23

Can I claim for sports massage on my insurance?

By: Dave Wheeler

The simple answer is... it depends.

If you have private health insurance, then you might be able to claim for treatment from a sports massage therapist: it depends on a couple of things:

  • your policy
  • your therapist's qualifications / professional affiliations


Policies that allow you to reclaim sports massage costs

A few private health insurance policies will often allow you to reclaim the costs of  any alternative health treatments. So whether it's a sports massage, reflexology or the latest whacky weirdo treatment , you could be able to claim for pretty much any treatment, up to a specified limit.

Many "top-of-the-range" health insurance policies offering comprehensive cover will offer cover for sports massage (though usually not other alternative therapies).  At the time of writing, AXA PPP's comprehensive Healthcare policy is one such example.

Usually, it's only these top-end policies that will let you reclaim the cost of a sports massage. You'll need to check your policy, or with your HR department... though in truth they often won't know. Sometimes the best way is just to try to submit the invoice from you sports massage therapist and see if it gets accepted.


Sports massage therapists that are covered by comprehensive health policies

Most of the health plans that will pay out for sports massage only require that your therapist is a member of the Complementary & Natural Healthcare Council.

That sounds straightforward enough, but in truth, your therapist might not know that they are!

All members of the Sports Massage Association (SMA) and  the Institute of Sport & Remedial Massage (ISRM) are automatically members of the CNHC. Alongside a large number of holistic massage associations.

A couple of companies insist that the therapist is SMA or ISRM, and won't cover treatments by "normal" massage therapists.



As ever, if you need help, give me a call.